plans:
  basic:
    name: "<gray>Plan Básico"
    lore:
 - "<gray>Límite de balance: <yellow>10 Millones"
 - "<gray>Interés: <green>0.1% plano"
 - "<gray>Seguro contra muerte: <red>0%"
    limit: 10000000.0
    cost-vault: 0.0
    cost-items: []
    cost-ecobits:
      currency: ""
      amount: 0.0
    permission: ""
    interest-tranches:
 - limit: 10000000.0
        rate: 0.1
    max-interest: 10000.0
    deposit-fee-percent: 1.0   # Comisión del 1% al depositar
    withdraw-fee-percent: 0.5  # Comisión del 0.5% al retirar
    death-insurance-percent: 0.0 # Sin seguro

  medium:
    name: "<gold>Plan Comercial"
    lore:
 - "<gray>Límite de balance: <yellow>50 Millones"
 - "<gray>Seguro contra muerte: <green>50% de protección"
    limit: 50000000.0
    cost-vault: 10000.0
    cost-items:
 - "minecraft:gold_block:64"
    cost-ecobits:
      currency: ""
      amount: 0.0
    permission: "zenbank.plan.medium"
    interest-tranches:
 - limit: 10000000.0
        rate: 2.0
 - limit: 50000000.0
        rate: 1.0
    max-interest: 500000.0
    deposit-fee-percent: 0.5
    withdraw-fee-percent: 0.25
    death-insurance-percent: 50.0 # Protege el 50% del dinero ante muerte

  advanced:
    name: "<gradient:#00d2ff:#92fe9d><bold>Plan Palacial</bold></gradient>"
    limit: 1000000000.0
    cost-vault: 200000000.0
    cost-items:
 - "ecoitems:enchanted_gold_block:200"
    cost-ecobits:
      currency: "gems"
      amount: 50.0
    permission: "zenbank.plan.advanced"
    death-insurance-percent: 100.0 # Inmune a pérdidas por muerte